Mortgage Applicants often run into many different problems from a wide range of sources. The Right First Time service mitigates this & ensures these potential problems are avoided completely. Let's use the example of credit card companies as an example of prospective problem areas...
Credit Card Companies have a habit of encouraging usage of your card by proactively increasing your limit over time. Some applicants are unaware of their limit, but sure of their balance.
The snag is though that in many instances Mortgage assessment involves reducing Net Disposable Income by a percentage, probably 10%, of the limit of the Credit Card, not the balance.
So a little used Credit Card with a high limit can have an impact on eligibility, get your limit reduced if you are not using it before making your Mortgage application!
This is just a single example of a multitude of possible areas you'll run into bother over when applying for your mortgage, and the bank isn't going to highlight these before they take you in for your application. Going into a meeting blind will often see your application rejected - therefore it's important to get professional advice & guidance before arranging a meeting. Get your mortgage Right First Time!